Navio

Key Features

Everything you need to accept payments seamlessly.

  • Payment Link Creation

    Generate secure payment links instantly for any amount.

  • Multiple Payment Methods

    Accept CIB and eDahabia with one integration.

  • Real-Time Tracking

    Monitor payment status and transactions in real-time.

  • Secure Transactions

    Enterprise-grade security for every transaction.

  • Custom Amounts

    Support flexible payment amounts for any use case.

Integration Flow

How It Works

A consistent and secure flow entirely documented for developers.

1

Create Order

Initialize an order with status PENDING in your database.

2

Call /createLink

Send order details and amount to the Navio API.

3

Receive Details

Get back the paymentUrl and unique paymentRef.

4

Redirect User

Send the customer to the secure payment page.

5

User Pays

Customer enters CIB or eDahabia details seamlessly.

6

Check Status

Poll /checkPayment endpoint using the paymentRef.

7

Confirm & Fulfill

Provide the digital service once status is FULFILLED.

Smart Calculator

Transparent Pricing

Calculate your costs. We believe in zero transaction fees and fair withdrawal pricing.

Input Estimates

DZD 500,000
1

Tip: Fewer withdrawals result in much lower fees. 0% fees applied when balance is used directly on OneClick products!

Best for you

Autopayout

Best for one monthly withdrawal.

Transaction FeeDZD 0
WithdrawalDZD 5,000
Total Monthly Cost
DZD 5,000
Saves

Standard

Balanced fee structure for growing teams.

Transaction FeeDZD 0
WithdrawalDZD 6,000
Total Monthly Cost
DZD 6,000

Growth

Built for high-frequency monthly withdrawals.

Transaction FeeDZD 0
WithdrawalDZD 7,000
Total Monthly Cost
DZD 7,000
Developer Experience

Built for developers, by developers

Integrate payments in minutes with our robust, well-documented API designed specifically for the modern web.

RESTful Architecture

Standardized predictable API endpoints built for speed.

Sandbox Environment

Test your integrations actively without moving real money.

Fast Integration

Go from signup to generating payment links in hours, not weeks.

const response = await fetch('https://api.oneclickdz.com/v3/ocpay/createLink', {
method: 'POST',
headers: {
'Content-Type': 'application/json',
'X-Access-Token': process.env.ONECLICK_API_KEY
},
body: JSON.stringify({
productInfo: {
title: 'Order #123',
amount: 5000
},
redirectUrl: 'https://yoursite.com/orders/123'
})
});
const data = await response.json();
// Save paymentRef
// Redirect to data.paymentUrl
API

Why Choose Our API?

Designed for developers, built for enterprises.

Standardized Responses

Consistent JSON structure across all endpoints with success, data, meta, and requestId fields

Comprehensive Error Handling

Clear error codes, detailed messages, and actionable guidance for every scenario

Request Tracking

Unique requestId for every request enables easy debugging and support

Type Safety

Full schema validation prevents invalid requests and ensures data integrity

Sandbox Testing

Test all features without affecting balance using sandbox mode

Interactive Documentation

Try API calls directly in documentation with built-in playground

Supported Methods

Seamless & Secure Payments

We support the most widely used local cards in Algeria to ensure maximum conversion.

SATIM Secured

CIB

Carte Interbancaire

Accept payments from all Algerian local bank cards seamlessly. Funds are settled securely and quickly to your merchant account.

SATIM Secured

eDahabia

Carte eDahabia

Reach millions of Algerians relying on the postal network. The preferred payment method for e-commerce in Algeria.

Enterprise Security

Bank-Grade Security & Compliance

Your data and transactions are protected by industry-leading security standards.

We continuously monitor our infrastructure 24/7.

SATIM Secured

End-to-end Encryption (TLS 1.3)

Real-time Fraud Detection Algorithms

Strict Data Privacy Policies

Requirements

What you need to get started

Before making your first API call, make sure you have the following ready.

Integration is fast, but handling money requires strict validation. Setting up your prerequisites ensures a secure payment workflow for you and your customers.

  • OneClick Account

    A registered enterprise account on the OneClick platform.

  • Merchant Validation

    Approved KYC/KYB documents to enable merchant capabilities.

  • API Key

    Standard production and sandbox tokens generated from your dashboard.

  • Backend + DB

    A secure backend server to generate links and a database to track payment statuses.

Build Powerful Payment Experiences with Navio

Discover advanced integrations, full API documentation and enterprise payment solutions.

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Your trusted partner for digital transformation and enterprise solutions.

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